Mortgage & Economy
Mortgage rates, Federal Reserve policy, employment, inflation, and what they mean for Bay Area affordability.
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Serving clients or breaking bylaws? AI shortcuts into the MLS are all the rage
HousingWire exclusive columnist Craig Rowe explores how agents are using AI tools to automate MLS workflows, in many cases against MLS bylaws.
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Regulators should rethink proposed CRA changes, NAAHL says
Proposed asset threshold changes could leave 31 million people in areas with limited community development coverage, association claims
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Experian expands Power Profile Plus, adds unlimited soft pulls
The tool pairs a full Experian credit profile with VantageScore 4.0 and supports a later shift to a hard inquiry
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Existing home sales beat estimates, but don’t reflect recent higher rates
NAR showed sales up 1.5% month over month, but rates have rapidly increased in the last few weeks
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Optimal Blue data shows non-QM lending, ARM usage is expanding
Non-QM represented 12% of production in September as the 30-year conforming rate ended the month at 7.39%
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Ryan Serhant’s AI bet could help agents create more content in less time
@HeySerhant will publish original content daily for the next 12 months
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Some builders beat an entry-level retreat. Valera eyes an opening
A StoneManor Homes brand extension, Valera Homes will offer Houston-area homes priced from the $270s to the $350s
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Miami’s Little Havana confronts housing density’s double edge
Plan would allow up to 150 units per acre and 8-story buildings, while design rules and state review could extend timelines
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The next AI advantage in real estate is remembering the buyer
Why retaining the context of a buyer’s search is the true test of a real estate AI assistant
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Beyond closing: The next chapter of affordability
Rethinking lender value in a world where customer expectations extend beyond closing









